TPA Stream Blog

3 Health Insurance Tips for Small Employers

As we approach Summer 2017, you may think it is too early to begin thinking about your health insurance coverage for 2018. However, we believe now is the best time to start weighing your options. We’ve outlined 3 health insurance … Continue Reading

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What is Debit Card Substantiation?

Debit card substantiation is the process of verifying that purchases made using a debit card for flexible spending accounts (FSA) or health reimbursement arrangements (HRA) were for an eligible medical expense. These purchases must be substantiated per IRS guidelines. If … Continue Reading

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What is EOB Harvesting Software?

For years, one of the biggest challenges for small employers with HRAs (Health Reimbursement Arrangements) and FSAs (Flexible Spending Accounts) was that employees were required to submit receipts and EOBs (Explanation of Benefits) for every claim.  Many employers have gotten … Continue Reading

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The Benefits of Health Reimbursement Arrangements (HRAs)

Health Reimbursement Arrangements or HRA’s allow employers to fund accounts for employees to assist in paying for medical expenses not covered by insurance. In contrast to HSA and FSA accounts, only employers may contribute to these accounts for employees. HRA … Continue Reading

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How Health Care Debit Cards Work

You’ve opened a FSA, HSA or HRA account with your employer and have been issued a debit card to use for eligible health care expenses, but how exactly does this card work and when can you use it? A debit … Continue Reading

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What is a Flexible Spending Account (FSA)?

Flexible Spending Accounts (FSAs) are pre-tax health accounts where a predetermined amount of money is deposited directly into the account by the employee. An employer can also choose to contribute to the FSA account, but this is not mandatory. The … Continue Reading

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The Future of Trumpcare

Just a few weeks into his presidency, President Donald Trump plans to expand the use of Health Savings Accounts (HSAs), allow the sale of health insurance across state lines, require price transparency from all healthcare providers and allow consumers access … Continue Reading

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Why Third Party Administrators are set to benefit from the 21st Century Cures Act

Earlier this month, Congress passed the 21st Century Cures Act and last week it was signed by President Obama. The Cures Act tackles mainstream issues such as mental health, the opioid crisis, FDA bureaucracy, and cancer research acceleration. Most impactfully, … Continue Reading

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